Getting a Driving Licence in Singapore: Step-by-Step Guide
Getting a driving licence in Singapore is a major milestone, but it can also be an expensive process. From registration fees to lessons and test costs, the total amount can add up quickly. If budget is a concern, some learners consider financing options such as taking a personal loan from a licensed money lender to cover the costs. In this guide, we’ll walk you through every stage of the process, the costs involved, and the best way to prepare for success.
The Driving Licence System in Singapore
Before starting your driving journey, it’s important to understand the licence categories and eligibility requirements.
Types of Licences:
- Class 3/3A – For driving cars (manual/automatic)
- Class 2A/2B/2 – For motorcycles
- Vocational licences – For taxis, private hire vehicles, etc.
Eligibility Criteria:
- Must be at least 18 years old
- Pass eyesight and colour vision tests
- Have a valid Provisional Driving Licence (PDL) before practical lessons
Step-by-Step Guide to Getting Your Driving Licence
Step 1: Register at a Driving Centre
Choose from:
- Bukit Batok Driving Centre (BBDC)
- ComfortDelGro Driving Centre (CDC)
- Singapore Safety Driving Centre (SSDC)
Or hire a private instructor for more flexible scheduling.
Step 2: Pass the Eyesight and Colour Vision Test
A quick test to ensure you can safely recognise road signs and signals.
Step 3: Pass the Basic Theory Test (BTT)
Covers road safety, traffic rules, and road signs.
Passing BTT is necessary to apply for your PDL.
Step 4: Apply for the Provisional Driving Licence (PDL)
The PDL is valid for two years and allows you to take practical lessons on the road.
Step 5: Pass the Final Theory Test (FTT)
A deeper assessment of your driving knowledge before you can book the Practical Driving Test.
Step 6: Complete Driving Lessons
Lessons cover:
- Handling the vehicle
- Observing road rules in real scenarios
- Simulator training (mandatory for school learners)
Step 7: Take the Practical Driving Test (PDT)
Your final hurdle — pass this and you’ll receive your Qualified Driving Licence (QDL).
Costs of Getting a Driving Licence in Singapore
The cost depends on your choice of driving school or private instructor.
| Item | BBDC | CDC | SSDC | Private |
| PDL | $25 | $25 | $25 | $25 |
| BTT & FTT | $6.50/test | $6.50/test | $6.50/test | $6.50/test |
| PDT | $33 | $33 | $33 | $33 |
| QDL | $50 | $50 | $50 | $50 |
| Practical Lesson (Off-peak) | $71.94 | $73.03 | $73.03 | $38-$60 |
Private Instructor vs Driving School: Which to Choose?
Driving School Advantages:
- Structured lessons
- Mandatory simulator training
- Higher pass rates
Private Instructor Benefits:
- Cheaper lesson rates
- Flexible schedules
- One-on-one teaching style
Choose based on your learning preference, budget, and time flexibility.
Financial Options for Driving Lessons
Personal Loans from Licensed Money Lenders
If costs are a barrier, you can consider a personal loan from a licensed money lender.
Benefits include:
- Fast approval
- No collateral required
- Flexible repayment terms
Government Grants & Schemes
While there are no direct subsidies for driving, SkillsFuture Credits or Workfare Training Support may help offset related training costs.
Tips for Passing Your Driving Tests on the First Try
- For Theory: Use the official handbook and take mock tests.
- For Practical: Practise regularly, familiarise yourself with test routes, and learn to stay calm.
- Avoid Common Mistakes: Don’t rush lane changes, avoid rolling stops, and always check blind spots.
After Passing – Obtaining Your QDL
Once you pass, your QDL is valid for life, but if you’re a probationary driver, you must complete a one-year probation without accumulating more than 12 demerit points.
Conclusion
Getting your driving licence in Singapore requires time, dedication, and financial planning. Whether you opt for a driving school or a private instructor, make sure to prepare well for your tests and consider your budget. If needed, a personal loan from a licensed money lender can help ease the financial load, allowing you to focus on becoming a confident and safe driver.
If you like this article, you may want to read this article about BNPL vs Loans: Pros, Cons, and Best Choice for You.
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