Licensed Moneylender in Singapore – Fast & Legal Loans You Can Trust
Get same-day loan approval with flexible repayment plans.
At Power Credit, we provide safe, legal, and transparent loans tailored to your needs — whether it’s for personal expenses, business, or emergencies. No hidden fees, no delays, just trusted support when you need it most.
Why Choose Us?
Same-Day Loan Approval
Get your loan approved often within the hour for quick access to funds.
Cash On
the Spot
Receive your cash immediately upon approval.
Lowest Interest
Rates
Enjoy competitive interest rates tailored to your needs.
100%
Confidentiality
Your privacy is our priority, ensuring complete confidentiality.
Apply in Just 3 Simple Steps!
01
Submit Your Application
Apply online with Singpass or complete our secure application form. Takes only 3 minutes.
02
Receive Application Status
Get notified of your eligibility and loan amount within an hour.
03
Quick Cash Disbursement
Visit our office, sign the agreement, and receive funds immediately.
Get instant approval with Singpass in just 3 minutes.
ABOUT US
Licensed, Trusted, and Professional Moneylender in Singapore
At Power Credit, we are committed to providing transparent, affordable, and responsible lending solutions. With years of experience serving Singaporeans, our mission is to make borrowing simple, secure, and stress-free. Every application is handled with care, ensuring you get the financial help you need — without unnecessary hassle.
Years of Experience
Loans Approved
Satisfied Clients
Licensed by MinLaw
Serving And Providing Best Services For Clients
Personal Loan
Whether you need funds for a medical emergency, home renovation, or to pay your bills, apply for our personal loan and get the money you need to handle urgent expenses with the convenience of quick approval.
Payday Loan
Do you need money until your next paycheck? A payday loan provides quick cash to help you with your financial situation.
Foreigner Loan
If you’re an expat looking for fast access to emergency cash to help you cope in Singapore, our streamlined loan application process makes it simple.
Business Loan
As a small business owner, unexpected challenges can disrupt your operations.
Wedding Loan
Your big day should be filled with joy—not financial worries.Â
Renovation Loan
Renovating your home is an exciting step, but it often comes with a big price tag.
Debt Consolidation Loan
Power Credit’s Debt Consolidation Loan allows you to combine everything into a single, affordable monthly repayment.Â
PHV / Taxi Loan
Driving for a living can be rewarding, but it also comes with unpredictable expenses and irregular income.
Monthly Installment Loan
A Monthly Installment Loan lets you borrow a lump sum and repay it in fixed monthly payments. It’s a simple way to manage bigger expenses without straining your cash flow.
Hear Our Customer Reviews
As one of the best licensed money lenders in Singapore, we provide the necessary funds and peace of mind to our valued customers.
Discover why our customers trust us.
QUESTIONS & ANSWERS
Frequently Asked Questions
on a Licensed Money Lender Singapore
Can anyone request an instant loan from Power Credit Enterprise?
All income levels are eligible for a loan but must be working individuals like Singaporeans, Permanent residents, and Foreigners presently working in the country.
How much is the loanable amount?
It could be up to 6 times your salary subject to eligibility and approval.
Is Power Credit Enterprise a licensed moneylender?
Yes, we are a legal and licensed fast cash loan provider in Singapore approved by IPTO since 2007. Our business registration number is 201528280Z, and our moneylender license number is 139/2024, as listed in the Registry of Moneylenders.
Why choose Power Credit Enterprise?
We provide quick and easy transactions, perfect for your urgent matters. Get fast approval for loans, fast cash disbursement, and fast response times within an hour. With no hidden charges and one of the lowest interest rates, you can receive the best loan quotes.
What are the types of loan services in Singapore?
Whatever your emergencies are, we offer different types of loans to suit your financial needs. Whether it is Personal, Foreign, Business, and Payday, you can get started with a loan. Choose a loan type and fill up the easy form.
I have a poor credit score, can I apply for a loan?
Yes, we understand your emergencies and through our money lending services, we can help you solve your financial issues even if you have a bad credit history. But first, allow us to do a quick check and verification of your documents. We can customise the perfect loan packages and quotes that suit you best.
How much are the interest rates?
Get our low interest rate per month starting from 1% which is dependent on your credit standing and the type of loan you requested for. Our personal consultant will explain this to you in detail.
How do I make a payment for my cash loan?
You can make a loan repayment via funds transfer or cash deposit machine into our corporate bank account and let us know by calling us or sending an SMS message of the payment made. You can also enroll or arrange a GIRO payment, which is more convenient for you, or simply pay cash at our office.
How do I check my loan amount, payment, or balance information?
Our loans consultant will explain the loan amount, fees and interest, and loan terms as stated in the loan contract during your loan application. Whether you are a new or existing customer, we are here to serve you with any enquiries and help you fully understand the terms and conditions before taking a loan with us.
What are the documents needed for an instant loan application?
You can submit a loan application via Singpass Myinfo and our friendly loans consultant will help you get fast cash instantly upon application and approval.
Once the loan is approved, how would i receive the money?
You will receive the loan amount via cash/bank transfer once the loan is approved and loan agreement is signed
Can a Work Permit or S pass holder submit a loan form?
Yes. Provide us with your work permit, certified letter of employment from your employer, your tenancy agreement, and your latest payslip or proof of income. These documents are subject to review by our loan consultant.
What if I am unable to pay on the due date?
If you cannot make a payment on time you will be subject to late payment fees. Our Debt Management team will make an effort to communicate with you the reason for the delay and make reasonable arrangements with you to facilitate timely monthly repayment.
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